http://www.yourloanservices.com/ The RSS feed of the last 10 articles at YourLoanServices.com en-US 1440 YourLoanServices.com RSS Content System v0.1 Beta Bad Credit Financial Articles Generally somebody has a bad credit score because they have either missed several payments or are in arrears on current obligations. They might have defaults against them or possibly even have filed for bankruptcy. However, just because you have bad credit does not mean there will not come a time when you need at least a small amount of money. Cars break down, people need hospitalization, and sometimes ... Unsecured Loans Thu, 11 Mar 2010 00:00:00 CST http://www.yourloanservices.com/article/3454/unsecured_personal_loans__do_not_let_bad_credit_hold_you_back/ http://www.yourloanservices.com/article/3454/unsecured_personal_loans__do_not_let_bad_credit_hold_you_back/ When you have your bankruptcy discharged, you will need to start rebuilding your credit right away in order to deflect some of the damage that bankruptcy does to your credit file. And while you will not qualify for major loans right away, like a home loan, for instance, you can get smaller loans and credit cards within the first six months or so after your bankruptcy is over. Credit Cards Useful ... Loans after Bankruptcy Tue, 9 Mar 2010 00:00:00 CST http://www.yourloanservices.com/article/3528/loans_and_credit_cards_following_bankruptcy/ http://www.yourloanservices.com/article/3528/loans_and_credit_cards_following_bankruptcy/ In the current financial climate many people are facing the harsh reality that they are in need of more funds to help them get by. The reasons for needs a boost of cash flow are numerous; an emergency medical expense, falling behind with creditors, unexpected vehicle or home repairs. No matter what the need more and more people are looking for help. The problem is more and more people are dealing ... Personal loan Sat, 6 Mar 2010 00:00:00 CST http://www.yourloanservices.com/article/3551/basic_requirements_of_personal_loans_for_people_with_bad_credit/ http://www.yourloanservices.com/article/3551/basic_requirements_of_personal_loans_for_people_with_bad_credit/ Bankruptcy is a federal court process that allows people to eliminate their debts and be protected by the bankruptcy courts. There are two main types of bankruptcy, they are, chapter 7 and chapter 13. Although there is other chapters most people do not qualify for these types of bankruptcy proceedings. Both have rules and guidelines that you have to follow and both are part of a very time consuming ... Debt Consolidation Thu, 4 Mar 2010 00:00:00 CST http://www.yourloanservices.com/article/3552/do_not_file_bankruptcy__how_new_bankruptcy_laws_make_debt_settlement_a_better_choice/ http://www.yourloanservices.com/article/3552/do_not_file_bankruptcy__how_new_bankruptcy_laws_make_debt_settlement_a_better_choice/ If you have a Wells Fargo mortgage you can refinance or modify your mortgage loan under the Home Affordable Modification Program, which is part of the sweeping legislation that was crafted by U.S. President Barack Obama under the 2009 Economic Recovery Act. Wells Fargo mortgages that are serviced by Fannie Mae or Freddie Mac qualify for refinancing under the plan, and many mortgages also qualify for ... Refinance Mortgage Sun, 28 Feb 2010 00:00:00 CST http://www.yourloanservices.com/article/3523/refinancing_your_wells_fargo_mortgage_is_now_a_good_time/ http://www.yourloanservices.com/article/3523/refinancing_your_wells_fargo_mortgage_is_now_a_good_time/ If you have bad credit, no one needs to remind you that your chances of getting approved for the loan that you need or want are greatly reduced. You can, however, improve your credit score and apply for loans that are meant for those with damaged credit. With a bit of work and perseverance on your part, a bad credit loan can turn your horrible credit situation around. Check Your Credit Report And ... Bad Credit Loan Fri, 26 Feb 2010 00:00:00 CST http://www.yourloanservices.com/article/3522/tips_for_getting_your_high_risk_loan_approved_with_horrible_credit/ http://www.yourloanservices.com/article/3522/tips_for_getting_your_high_risk_loan_approved_with_horrible_credit/ The fun and games are at an end and now the seriousness of your student loan debt has hit you like a ton of bricks. Most students exit college nowadays with a massive pile of student debt waiting for them on the other side, which is when the money that they have borrowed looks more real to them and they begin to become anxious about how they will ever repay it. Many students end up with enough student ... Student Loans Tue, 23 Feb 2010 00:00:00 CST http://www.yourloanservices.com/article/3521/simple_ways_to_repay_student_loan_debt/ http://www.yourloanservices.com/article/3521/simple_ways_to_repay_student_loan_debt/ Single moms often face unique challenges when it comes to borrowing money and taking out loans. The reason for this is that many single moms have less income coming into the home, and many of them are plagued by bad credit, no credit, or insufficient credit histories. This can put a hamper on the inclination of many lenders to loan money to single moms who are not well-qualified. There are lenders, ... Personal Loans Sat, 20 Feb 2010 00:00:00 CST http://www.yourloanservices.com/article/3520/single_mothers_sought_for_loans_of_up_to_5000/ http://www.yourloanservices.com/article/3520/single_mothers_sought_for_loans_of_up_to_5000/ Has your monthly mortgage loan payment simply gotten out of hand? Are you paying more on your mortgage than you can reasonably afford to each month? Do you struggle to meet other bill payments because your mortgage payment takes up a big part of your income? If so, you may qualify for the two-percent mortgage modification programs that have recently been put into place by the federal government under ... Home Loans Thu, 18 Feb 2010 00:00:00 CST http://www.yourloanservices.com/article/3519/two-percent_mortgage_modification_under_obama_plan/ http://www.yourloanservices.com/article/3519/two-percent_mortgage_modification_under_obama_plan/ Many people are forced to live on meager amounts of government benefits each month, which can makes purchasing items that are pricier, such as furniture or appliances, hard to do. Most government benefit programs are only large enough so that the recipient has just enough money to scrimp by from month to month in order to pay for everyday living expenses like rent and utilities, and to purchase food. ... Personal Loans Sun, 14 Feb 2010 00:00:00 CST http://www.yourloanservices.com/article/3518/loans_for_those_who_draw_government_benefits_are_available/ http://www.yourloanservices.com/article/3518/loans_for_those_who_draw_government_benefits_are_available/ If you have filed bankruptcy in the recent past, you likely believe that owning your own home is never going to be a possibility for your family now. The truth of the matter is that while it is difficult to rebuild your credit following bankruptcy, you can get a fresh start and build the type of credit that it takes to obtain a home loan soon. First Things First When you have had your bankruptcy ... Loans after Bankruptcy Fri, 12 Feb 2010 00:00:00 CST http://www.yourloanservices.com/article/3517/home_loans_after_bankruptcy__get_yours_now/ http://www.yourloanservices.com/article/3517/home_loans_after_bankruptcy__get_yours_now/ Bad credit can make it horribly difficult to find a loan when you have an urgent need to borrow money. More and more people have bad credit because of the number of job losses and layoffs that are being seen in this country, due to a weak global economy. Others still have experienced credit problems that are directly related to an illness or injury that prevented them from working. Regardless of ... Unsecured Loans Wed, 10 Feb 2010 00:00:00 CST http://www.yourloanservices.com/article/3516/fast_money_now_with_guaranteed_unsecured_personal_loans/ http://www.yourloanservices.com/article/3516/fast_money_now_with_guaranteed_unsecured_personal_loans/ If you have a horrible credit score (less than 600 on the FICO scale) then you are consider to have extremely bad credit. Bad credit can be a big backset in life and can hold you back from getting the credit that you need, even for purchases that must be made immediately. Many people have developed a bad credit score due to the global financial crisis and associated job loss and layoffs that have ... Bad Credit Loan Sun, 7 Feb 2010 00:00:00 CST http://www.yourloanservices.com/article/3515/extremely_bad_credit_loans_up_to_5000/ http://www.yourloanservices.com/article/3515/extremely_bad_credit_loans_up_to_5000/ When you are a student, it is more than easy to accumulate mounds and mounds of student debt, and most students do not even realize exactly how much they owe in student loans until they graduate and hit what is known as the real world. It is only then when repayment begins and the student becomes strapped financially to make multiple payments to many lenders. The truth of the matter about filing ... Student Loans Thu, 4 Feb 2010 00:00:00 CST http://www.yourloanservices.com/article/3514/can_i_file_bankruptcy_on_my_student_loans/ http://www.yourloanservices.com/article/3514/can_i_file_bankruptcy_on_my_student_loans/ Owning your own car is not just a luxury, but it is a necessity that most people must have, including those people with bad or damaged credit. You need your car in order to get to work, go shopping, and to take your kids to school. However, there are many people out there with credit scores that keep them from getting the financing that they need in order to buy the car that they need. If your credit ... Auto Loans Mon, 1 Feb 2010 00:00:00 CST http://www.yourloanservices.com/article/3513/car_loans_with_credit_score_below_500-_get_yours_now/ http://www.yourloanservices.com/article/3513/car_loans_with_credit_score_below_500-_get_yours_now/ Doing a little math doesn't do any harm. Just balance what you need against what is offered in the market and you'll be able to get the real picture. For these matters, it is absolutely capital to fish out some patience and insistence to see one and then another and still one more. Never stick to the first offer because it is comfortable. That's the easy way out. Shortcuts Are A Dangerous ... Info and Tips Thu, 31 Dec 2009 00:00:00 CST http://www.yourloanservices.com/article/2246/looking_out_for_a_loan_that_suits_your_needs/ http://www.yourloanservices.com/article/2246/looking_out_for_a_loan_that_suits_your_needs/ When you were attending college, the multiple offers of student loans and the easy availability and access to student loans may have been a huge temptation that you simply could not resist. Many students rely on student loan funding during their college years to not only pay for education, but also to help them meet the everyday expenses of being a student, such as rent or board, books, transportation, ... Debt Consolidation Loans Mon, 28 Dec 2009 00:00:00 CST http://www.yourloanservices.com/article/3337/why_you_should_consolidate_your_student_loans_now/ http://www.yourloanservices.com/article/3337/why_you_should_consolidate_your_student_loans_now/ Has the upcoming holiday shopping season got you feeling like the Grinch Who Stole Christmas? You are not alone. Many individuals are stressed this time of year because they have not budgeted enough to meet their Christmas shopping goals. This month is typically the best time to start shopping, as many retailers have lots of great bargains to lure in customers before the real shopping traffic hits. ... Christmas loan Thu, 17 Dec 2009 00:00:00 CST http://www.yourloanservices.com/article/3211/avoid_the_grinch__get_your_christmas_shopping_cash_today/ http://www.yourloanservices.com/article/3211/avoid_the_grinch__get_your_christmas_shopping_cash_today/ So many individuals are unemployed, and you may be among their ranks. But your needs do not stop when the paychecks stop rolling in, and even though you may qualify for federal or state unemployment benefits or unemployment insurance the amount that you are receiving is likely not adequate enough to meet your basic everyday needs. Thankfully, there are unemployment loans that are designed to meet the ... Unsecured Loans Mon, 14 Dec 2009 00:00:00 CST http://www.yourloanservices.com/article/3412/immediate_need_unsecured_unemployment_loans_available_up_to_20000/ http://www.yourloanservices.com/article/3412/immediate_need_unsecured_unemployment_loans_available_up_to_20000/ In these uncertain times, you may find yourself in a situation where you need money for unexpected medical bills, or unforeseen repair bills. This can be especially hard if you have poor credit. In most cases, you would have to put up your home or vehicle as collateral to secure a loan quickly if you have bad credit. If you do not have either to use to pledge to a lender, or you simply do not feel ... Bad Credit Loan Sun, 13 Dec 2009 00:00:00 CST http://www.yourloanservices.com/article/3496/lenders_seeking_bad_credit_borrowers__no_collateral_required_on_bad_credit_loans/ http://www.yourloanservices.com/article/3496/lenders_seeking_bad_credit_borrowers__no_collateral_required_on_bad_credit_loans/